Privacy Policy

Privacy Policy

Introduction

Welcome to https://disability-income-insurance-for-self-employed-in-phoenix.livebursts.com (hereafter referred to as “DIISEP”, “we,” or “our”). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy outlines our practices regarding the collection, handling, and protection of data from users accessing our website, utilizing our applications, or availing of our services.

Scope

This policy covers all aspects of our digital presence, including but not limited to:

  1. Our official website at https://disability-income-insurance-for-self-employed-in-phoenix.livebursts.com.
  2. All applications and mobile apps developed by DIISEP.
  3. Services and products offered through our platform.

Please note that this policy does not extend to third-party services or platforms linked from our website, as they have their own privacy policies governing data collection and usage.

Processing Activities

This Privacy Policy guides how we interact with users in the following scenarios:

  1. Authorized User Activities: When you use our applications and services as an authorized user, we collect and process personal data to facilitate your access and personalize your experience.
  2. Website Visits: Visiting our websites linked to this policy means you agree to our data practices, as outlined herein.
  3. Communications: We may contact you via various channels, including email, phone calls, or text messages (SMS), for transactional, marketing, or service-related purposes.

Personal Data Collection

DIISEP collects a range of personal information to enhance user experiences and improve our services:

  1. Account Information: Details related to your account creation and login, such as usernames, passwords, and contact preferences.
  2. Payment Information: Credit card details, billing addresses, and transaction records required for processing payments and managing subscription plans.
  3. Financial Data: Income, savings, investment, and insurance-related information provided for product customization and pricing.
  4. Purchase History: Records of products or services purchased from us, including dates and quantities.
  5. Mobile Device Identifiers: Unique device IDs, IP addresses, and mobile carrier information to improve application performance and analytics.
  6. Location Data: Geolocation data provided by users for location-based services (with user consent).
  7. Feedback and Reviews: Comments, reviews, and ratings left by users to help us enhance our products and services.
  8. Social Media Information: User interactions and data from social media platforms when users choose to log in via these accounts.
  9. Product Interest: Details about your interest in specific insurance plans or related products, including browsing history and inquiries.

We collect this information through direct user input, application interactions, browser settings, and automated technologies like cookies. Additionally, third-party service providers may share personal data with us for the purpose of delivering services on our behalf.

Cookies

DIISEP uses cookies to enhance user experience and gather analytics:

  1. Strictly Necessary Cookies: These are essential for navigating our website and using its core features. They ensure basic functionality, such as login sessions and shopping cart management.
  2. Preference Cookies: Used to remember your preferences, language settings, and display options to provide a personalized browsing experience.
  3. Analytics Cookies: Enable us to understand user behavior, track website performance, and generate analytics reports for internal use only.

Users can manage non-essential cookies through our Cookie Manager, providing control over their tracking preferences.

Retention and Deletion

We retain personal data in accordance with legal requirements and the purposes for which it was collected:

  1. Legal Obligations: We may be required to keep certain data for tax, accounting, or regulatory compliance purposes.
  2. Service Delivery: Personal information is retained as long as necessary to provide the requested services and support.
  3. Analytics and Improvement: Aggregated and anonymized data may be stored for a longer period to understand user trends and improve our services over time.

Once the retention period expires, or when data is no longer needed for the identified purposes, we securely delete or anonymize the information.

Data Security

DIISEP prioritizes the security of personal data:

  1. Secure Processing: We engage secure third-party payment processors and service providers to handle sensitive financial data.
  2. Encryption: Personal information is encrypted during transmission and at rest using industry-standard protocols.
  3. Access Control: Strict access controls are in place to ensure that only authorized personnel can access personal data.

Children’s Privacy

We do not knowingly collect or solicit personal information from individuals under the age of 18 (or the legal age limit applicable in your jurisdiction). If you believe we have collected such data, please contact us immediately, and we will take prompt action to rectify the issue.

Your Rights

Depending on your location, you are entitled to certain rights regarding your personal data:

  1. Access: You can request access to the personal information we hold about you.
  2. Rectification: Have inaccuracies in your data corrected or updated.
  3. Erasure (Right to be Forgotten): Request the deletion of your data, subject to legal exceptions.
  4. Restriction: Limit the use or processing of your data under certain circumstances.
  5. Data Portability: Receive your personal data in a structured, commonly used format, and transfer it to another controller.
  6. Objection: Object to the processing of your data for specific purposes.
  7. Non-Discrimination: Be free from unfair treatment due to exercising your data protection rights.

To exercise any of these rights or have questions regarding our data practices, please contact our Data Protection Officer using the details provided below.

Changes to Policy

DIISEP reserves the right to update this Privacy Policy at any time. We will post the updated policy on our website and notify users through email or other communication channels. We encourage you to review this page periodically for the latest information.

Contact Information

For privacy-related inquiries, requests to unsubscribe, or questions regarding data handling practices, please contact us:

  • Email: contact@disability-income-insurance-for-self-employed-in-phoenix.livebursts.com
  • Address: [Provide physical address]

We appreciate your trust in our services, and we are committed to maintaining the highest standards of data protection.